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Crypto Tax-Loss Harvest Optimizer — Free Online Tool

Realize losses to offset gains — DE/US/UK rules

Calculate tax-loss harvest opportunity from crypto holdings. DE: §23 EStG 1-yr Spekulationsfrist. US: $3K loss/yr offset. UK: CGT allowance. With wash-sale awareness.

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Crypto Tax-Loss Harvest Optimizer

Calculate optimal crypto loss harvest for your jurisdiction. DE Spekulationsfrist, US loss-offset, UK CGT allowance — different rules, different strategies.

How to use this tool

  1. 1

    Pick jurisdiction

    DE/US/UK rules differ dramatically.

  2. 2

    Enter holdings + losses

    Realized + unrealized gains/losses.

  3. 3

    Optimize harvest

    Which losses to realize for max tax saved.

Frequently Asked Questions

DE Spekulationsfrist?
§23 EStG: Crypto held >1 year = tax-free at sale. Held <1 year = full income tax (up to 45%). Loss-harvest only useful for <1-year holdings. Spousenovum: 600€ Freigrenze annual.
US wash-sale rule for crypto?
IRS hasn't officially extended wash-sale to crypto (as of 2026). Means: sell at loss, immediately re-buy = loss still deductible. Stock has 30-day wash rule, crypto currently doesn't. Watch for legislation changes.
UK CGT?
Annual exempt amount £6,000 (2024-25), reducing to £3,000 (2025-26). Above: 10/20% rate. Same-day rule + 30-day matching rule similar to wash-sale.

Key Takeaways

  • Crypto Tax-Loss Harvest Optimizer is a free, browser-based finance tool — realize losses to offset gains — de/us/uk rules.
  • No signup, no downloads, no file uploads — your data stays on your device.
  • Works on desktop, tablet, and mobile. Install as a PWA for offline access.

How to Use Crypto Tax-Loss Harvest Optimizer

  1. Open the tool: Launch Crypto Tax-Loss Harvest Optimizer on Toololis — no account or download needed.
  2. Enter your data: Paste text, enter values, or select a file directly in your browser.
  3. Get instant results: Everything is processed locally — results appear immediately.
  4. Copy or download: Save your output or share it. Bookmark for quick access next time.

Crypto Tax-Loss Harvest Optimizer — Quick Facts

Price
Free — no limits, no watermarks, no paywalls
Privacy
100% browser-based — no data is sent to any server
Platform
Any modern browser on desktop, tablet, or mobile
Category
Finance Tools on Toololis
Offline
Works offline after first visit (Progressive Web App)
FeatureDetails
ToolCrypto Tax-Loss Harvest Optimizer
CategoryFinance
Signup RequiredNo
File UploadNone — processed in browser
Mobile SupportFully responsive
CostFree forever

Why Use Crypto Tax-Loss Harvest Optimizer?

You should try Crypto Tax-Loss Harvest Optimizer for a quick, private way to realize losses to offset gains — de/us/uk rules. All processing happens in your browser. Your files and data never leave your device. According to web.dev, client-side processing is the gold standard for privacy.

On the other hand, dedicated APIs or desktop tools suit batch processing better. They also handle server-side automation. For everyday tasks, browser tools offer the best speed, privacy, and convenience.

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100% Privacy. This tool runs entirely in your browser. Your data is never uploaded to any server.